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📌 Plot Loan and Construction in Ajmer

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– Finance Your Land and Home Together with Plotingo

Looking to buy a plot and build your home on it in Ajmer? A plot loan and construction loan combo is the smart way to finance both the land and the building in one go. With Plotingo’s expert assistance and trusted banking partners, your dream home is just a step away.


🧱 What is a Plot + Construction Loan?

A plot + construction loan is a combined loan product that covers:

  1. Cost of purchasing the plot

  2. Cost of constructing the house on that plot

This is ideal for people who want to buy a piece of land and build their home within a few years—giving them both flexibility and financial support.


✅ Benefits of Plot + Construction Loan in Ajmer

  • Single loan for both land and home construction

  • Lower interest rates than taking two separate loans

  • Easy disbursement in phases as per construction progress

  • Customizable repayment tenure – up to 20 years

  • Higher eligibility based on combined asset value


🏡 Who Should Take This Loan?

This loan is perfect for:

  • First-time home builders

  • Buyers of residential plots in Ajmer

  • People planning immediate construction

  • Investors building homes for rental income


🏦 Top Banks Offering Plot and Construction Loans in Ajmer

Plotingo partners with reputed financial institutions offering bundled loans with attractive terms:

  • State Bank of India (SBI)

  • HDFC Ltd.

  • ICICI Bank

  • Bank of Baroda

  • PNB Housing Finance


📃 Documents Required

For smooth approval, you’ll typically need:

  • Aadhaar Card & PAN

  • Latest salary slips or ITRs (for income proof)

  • Bank statements

  • Registered sale agreement of the plot

  • Approved building plan

  • Cost estimate for construction

Plotingo helps organize your documents for faster loan processing.


📊 Interest Rates for Plot + Construction Loans in Ajmer (2025)

Bank Interest Rate Loan Tenure
SBI 8.50% – 9.30% Up to 20 years
HDFC Ltd. 8.70% – 9.90% Up to 20 years
ICICI Bank 8.75% – 10.20% Up to 20 years

Interest rates are subject to change as per bank policy and borrower profile.


📍 Why Ajmer is a Great Location for Plot + Construction Projects

Ajmer is quickly developing into a real estate hub with high appreciation zones like:

  • Vaishali Nagar

  • Pushkar Road

  • Makarwali Road

  • Adarsh Nagar

  • Ghooghra

Buying a plot and building your home now means capitalizing on current prices and shaping your home the way you want.


🔧 How Plotingo Simplifies the Process

  1. Find verified plots in prime Ajmer locations

  2. Get cost estimation & construction planning support

  3. Apply for a plot + construction loan with our banking partners

  4. We handle the paperwork & bank coordination

  5. Receive disbursements as per construction progress


🔍 Let Plotingo Guide Your Plot + Construction Journey

Whether you're buying your first plot or building a forever home, Plotingo makes your real estate and loan journey simple, smart, and secure.

Explore available plots and financing options at: www.plotingo.com


Disclaimer: Rates, loan amounts, and conditions vary with lenders. Please consult Plotingo advisors for personalized assistance.

Plotingo Real Estate Agents